Public Savings Bank Secured Credit Cards

• You deposit a minimum of $200 into a Public Savings Bank FDIC insured deposit account.
• You can then make purchases with your card up to the amount you have in your security deposit account.
• You must pay at least the minimum payment before the due date each month. Your security deposit does not cover minimum payments.
• Your payments are reported to all major credit bureaus so you can begin to establish your credit immediately.

• Qualify with a deposit as little as $200!
• No Annual fees! Just a $79 one time application fee.
• 0% APR on all purchases for the first 6 months, then a variable rate at Prime plus 7.99% - currently 11.24% APR.
• 25 day grace period. If you pay your balance in full, there will be no interest charges.

• Your employment and credit are not factors!
• 24/7 online customer support
• Travel and emergency assistance
• Automatic auto rental insurance
• Use the card everywhere you see the Visa® logo